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Tuesday, 02 March 2010 16:59 |
Below you will find articles with information specifically for home buyers. Click on a article title below to jump directly to it or page through all of them.
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Last Updated on Tuesday, 02 March 2010 17:37 |
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Wednesday, 24 February 2010 04:30 |
Congratulations!
The decision to buy your own home is an exciting one. The experience should be enjoyable as well as get you the perfect home with the least amount of hassle.
I'm devoted to making your transaction successful!
Purchasing a home is a very important decision. I would like to help you with honest, accurate information so you can make well-informed decisions regarding the purchase of your home. These articles will give you an idea of what to expect during each phase of your transaction. It also contains reference pages, note pages, deadline information, etc., and is useful as a reference guide even after the transaction is closed.
Please reference this page during all house hunting related activities: meetings, house hunting trips, etc. Print it to take notes and to keep track of deadlines. You can even staple cards to relevant pages to keep related materials together. Making this transaction as easy as possible for you is my job. I am happy to serve all your real estate needs!
Christine Geddes-Sinclaire
RE/MAX Town & Country
Direct: (925) 286-7593
Fax: (925) 226-4735
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
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Last Updated on Tuesday, 02 March 2010 17:16 |
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Wednesday, 24 February 2010 04:39 |
A Realtor® brings a wealth of knowledge and experience to the business of buying a home. In fact, a licensed real estate professional provides much more than the service of helping you find the home of your dreams. Realtors® are not just sales agents. They are expert negotiators, seasoned financial advisors, and superb navigators around the local neighborhood. They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR. A professional Realtor® is your best resource when approaching to buy a home.
Let Me Be Your Guide —
- I can save you endless amounts of time, money and frustration.
- I know the housing market inside and out and can help you avoid many a “wild goose chase.”
- I can help you with any house even if it is listed elsewhere, or is being sold by the owner directly.
- I know the best lenders in the area; I can help you get pre-approved for a mortgage; and discuss down payments, closing costs, and monthly payment options.
- I am an excellent source for general information about the community, specific information about schools, churches, shopping, transportation, plus tips on house inspections and pricing.
- I am experienced at presenting your offer to the homeowner and can help you through the process of negotiating the best deal. I bring objectivity to the buying transaction, and can point out advantages and disadvantages of a particular property.
Generally, the seller pays the commission to Realtors®. However, that doesn’t affect my dedication or the spirit of teamwork that I will put into helping you find and buy the home of your dreams. After all, my success depends on your success. |
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Last Updated on Tuesday, 02 March 2010 17:17 |
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Wednesday, 24 February 2010 05:01 |
Find a Realtor® you can trust…
The First Step in the home buying process is to find an experienced Realtor® that you can trust and sign a Buyer’s Agent Agreement. This guarantees, by the laws of the state, that your needs are met professionally and represented throughout the entire process of buying your home.
Looking for a home…
The Next Step is to look at various homes. I am available by appointment at your convenience to help you find your dream HOME.
Your Offer - Be Careful. This is a BIG Step…
When you find your dream home, you should present a competitive offer immediately. I have extensive experience in contract negotiations. I will ensure you get just what you want for a fair price – a transaction in your best interest.
The Contract - We’re Starting to Jog Now …
When the seller accepts your offer, you are “in escrow.” You want to make sure every detail is handled accurately and immediately. I will ensure your home closes properly and on time.
Inspections
You’re on the ―HOME Stretch!
Final details are handled and inspections are performed to ensure the property is “perfect” for you. Contract details are further negotiated, and we head to closing!
Signing the Loan Documents
Finalizing the Lender’s Commitment. Be prepared to bring your checkbook to the closing procedure – the next steps you will take will be over the threshold of your new home!
Now it is YOURS! The Next Step Will Be Into Your New Home…
After the Deed is recorded, pick up the keys and move into your new “Home, sweet Home!
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Last Updated on Tuesday, 02 March 2010 17:17 |
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Wednesday, 24 February 2010 20:02 |
IN CALIFORNIA,
Real Estate brokers and their salespersons are required to disclose the type of working relationship they have with the buyers in a real estate transaction. There are several types of relationships that are available to you. You should understand these at the time a broker provides specific assistance to you in buying real estate. Buyer’s Agent and Seller’s Agent relationships are commonly referred to as “agency” relationships and carry with them legal duties and responsibilities for the broker as well as for the buyer and seller.
BUYER’S AGENT
A Buyer’s Agent acts solely on behalf of the buyer and owes a fiduciary duty of utmost care, integrity, honesty and loyalty in dealings with the Buyer. The agent will negotiate on behalf of, and act as an advocate for the buyer. The buyer is legally responsible for the actions of the agent when that agent is acting within the scope of the agency. The agent must disclose to sellers all material facts concerning the buyer’s financial ability to perform the terms of the transaction and whether the buyer intends to occupy the property, but cannot disclose to another party that the Buyer will pay a price greater than the price offered. A separate written buyer’s agreement is required which sets forth the duties and obligations of the parties.
SELLER’S AGENT
A Seller’s Agent acts solely on behalf of the seller and owes a fiduciary duty of utmost care, integrity, honesty and loyalty in dealings with the Seller. The agent will negotiate on behalf of, and act as an advocate for the Seller. The Seller is legally responsible for the actions of the Agent when that Agent is acting within the scope of the agency. The Agent must disclose to Buyers or Tenants all adverse material facts about the property known by the Broker. A separate written listing agreement is required which sets forth the duties and obligations of the parties.
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Last Updated on Tuesday, 02 March 2010 17:17 |
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